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Opening Time

Mon - Fri 10:00AM - 6:00PM PST
Sat 10:00AM - 2:00PM PST

Israel Sanchez

Israel Sanchez

Loan Officer

Low mortgage rates, convenient and simple online loan application process, and supported by a team of experienced loan officers.

Bio: As a dedicated and experienced mortgage loan originator, I am committed to helping clients, and those who may not qualify for traditional loans, and guiding them through their first home purchase, refinance, or alternative loan needs. I take pride in providing transparent and simple solutions, find a solution when difficult, and I am always ready to offer assistance. With my expertise and personalized approach, I strive to make the mortgage process as smooth and stress-free as possible for my clients.

Phone: (530) 864-5761

NMLS#: 2181978

License: CA, UT, NV, TX

Spoken Language: English, Spanish

My video

Mortgage Rates

Why are my rates so low?

  • 1. I shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments



$11.7+ billion

In Closed Loans


Ready to start your mortgage plan?

We are here to help you, make it simple, and get you a great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate / Cash Out

Need to refinance to get a better rate? We will get great deal to save you monthly and over life of loan. Need Cash Out? Lots of options from refinance to second mortgages and HELOCS.

Re-finance Cash Out

Alternative Mortgage / Investment Properties

Self-Employed and denied elsewhere, we have alternative solutions to fit your needs. Looking to purchase Investment properties? DSCR Loans are a great option. Reach out for more information.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call, text, email, or instant message away to help!

Contact us today

Your home is one call away. We will get back to you immediately.


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