Low mortgage rates, convenient and simple online loan application process, and supported by a team of experienced loan officers.
Bio: As a dedicated and experienced mortgage loan originator, I am committed to helping clients, and those who may not qualify for traditional loans, and guiding them through their first home purchase, refinance, or alternative loan needs. I take pride in providing transparent and simple solutions, find a solution when difficult, and I am always ready to offer assistance. With my expertise and personalized approach, I strive to make the mortgage process as smooth and stress-free as possible for my clients.
Phone: (530) 864-5761
License: CA, UT, NV, TX
Spoken Language: English, Spanish
Why are my rates so low?
- 1. I shop dozens of the top lenders in real time to find you the best rate.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.
Services We Offer
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate / Cash Out
Need to refinance to get a better rate? We will get great deal to save you monthly and over life of loan. Need Cash Out? Lots of options from refinance to second mortgages and HELOCS.
Alternative Mortgage / Investment Properties
Self-Employed and denied elsewhere, we have alternative solutions to fit your needs. Looking to purchase Investment properties? DSCR Loans are a great option. Reach out for more information.
Israel provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Israel!
Israel was a pleasure to work with, he helped us to buy a home which we were waiting for a long time. He goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Israel if you are buying a house, you can rely on.
Israel is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Israel was a pleasure to work with. We are immensely satisfied with Israel's service.